@book{12080,
	author = {Sundharam, K. P. M. and Varshney, P. N.},
	title = {Banking:},
	publisher = {Sultan Chand & Sons,},
	year = {c2002.},
	address = {New Delhi:},
	edition = {16th ed.},
	note = {Includes syllabus and question papers}
}